Homeowner Insurance Costs in Allegheny County, PA

How much does homeowner insurance cost in Allegheny County? Here's what to expect.

Est. Annual Premium

$1,101

Monthly Cost

$92

Median Home Value

$200,200

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$200,200
Personal Property (C)$100,100
Liability (E)$300,000
Deductible$2,002

Cost Context

Homeownership Rate65.1%
Median Income$72,537
Property Tax Rate1.7%
Population1,245,310

About Insurance in Allegheny County

Homeowner insurance in Allegheny County, Pennsylvania costs an estimated $1,101 per year for a median-value home of $200,200. This represents approximately 1.5% of the median household income of $72,537.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Pennsylvania

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.