Homeowner Insurance Costs in Philadelphia County, PA
How much does homeowner insurance cost in Philadelphia County? Here's what to expect.
Est. Annual Premium
$1,185
Monthly Cost
$99
Median Home Value
$215,500
% of Income
2.1%
Typical Coverage Breakdown
Coverage Amounts
Cost Context
About Insurance in Philadelphia County
Homeowner insurance in Philadelphia County, Pennsylvania costs an estimated $1,185 per year for a median-value home of $215,500. This represents approximately 2.1% of the median household income of $57,537.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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