Homeowner Insurance Costs in Montgomery County, PA

How much does homeowner insurance cost in Montgomery County? Here's what to expect.

Est. Annual Premium

$2,103

Monthly Cost

$175

Median Home Value

$382,300

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$382,300
Personal Property (C)$191,150
Liability (E)$300,000
Deductible$3,823

Cost Context

Homeownership Rate71.7%
Median Income$107,441
Property Tax Rate1.5%
Population856,399

About Insurance in Montgomery County

Homeowner insurance in Montgomery County, Pennsylvania costs an estimated $2,103 per year for a median-value home of $382,300. This represents approximately 2% of the median household income of $107,441.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Pennsylvania

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.