Homeowner Insurance Costs in Codington County, SD

How much does homeowner insurance cost in Codington County? Here's what to expect.

Est. Annual Premium

$1,136

Monthly Cost

$95

Median Home Value

$206,600

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$206,600
Personal Property (C)$103,300
Liability (E)$300,000
Deductible$2,066

Cost Context

Homeownership Rate67.1%
Median Income$65,747
Property Tax Rate1.1%
Population28,402

About Insurance in Codington County

Homeowner insurance in Codington County, South Dakota costs an estimated $1,136 per year for a median-value home of $206,600. This represents approximately 1.7% of the median household income of $65,747.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.