Homeowner Insurance Costs in Pennington County, SD

How much does homeowner insurance cost in Pennington County? Here's what to expect.

Est. Annual Premium

$1,363

Monthly Cost

$114

Median Home Value

$247,800

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$247,800
Personal Property (C)$123,900
Liability (E)$300,000
Deductible$2,478

Cost Context

Homeownership Rate69.2%
Median Income$67,823
Property Tax Rate1.2%
Population110,386

About Insurance in Pennington County

Homeowner insurance in Pennington County, South Dakota costs an estimated $1,363 per year for a median-value home of $247,800. This represents approximately 2% of the median household income of $67,823.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.