Homeowner Insurance Costs in Lawrence County, SD

How much does homeowner insurance cost in Lawrence County? Here's what to expect.

Est. Annual Premium

$1,473

Monthly Cost

$123

Median Home Value

$267,900

% of Income

2.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$267,900
Personal Property (C)$133,950
Liability (E)$300,000
Deductible$2,679

Cost Context

Homeownership Rate65.7%
Median Income$62,977
Property Tax Rate1.0%
Population26,047

About Insurance in Lawrence County

Homeowner insurance in Lawrence County, South Dakota costs an estimated $1,473 per year for a median-value home of $267,900. This represents approximately 2.3% of the median household income of $62,977.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.