Homeowner Insurance Costs in Benton County, WA

How much does homeowner insurance cost in Benton County? Here's what to expect.

Est. Annual Premium

$1,863

Monthly Cost

$155

Median Home Value

$338,700

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$338,700
Personal Property (C)$169,350
Liability (E)$300,000
Deductible$3,387

Cost Context

Homeownership Rate68.1%
Median Income$83,778
Property Tax Rate0.8%
Population207,560

About Insurance in Benton County

Homeowner insurance in Benton County, Washington costs an estimated $1,863 per year for a median-value home of $338,700. This represents approximately 2.2% of the median household income of $83,778.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.