Homeowner Insurance Costs in Douglas County, WA

How much does homeowner insurance cost in Douglas County? Here's what to expect.

Est. Annual Premium

$2,017

Monthly Cost

$168

Median Home Value

$366,800

% of Income

2.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$366,800
Personal Property (C)$183,400
Liability (E)$300,000
Deductible$3,668

Cost Context

Homeownership Rate69.9%
Median Income$79,422
Property Tax Rate0.8%
Population43,189

About Insurance in Douglas County

Homeowner insurance in Douglas County, Washington costs an estimated $2,017 per year for a median-value home of $366,800. This represents approximately 2.5% of the median household income of $79,422.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.