Homeowner Insurance Costs in Franklin County, WA

How much does homeowner insurance cost in Franklin County? Here's what to expect.

Est. Annual Premium

$1,698

Monthly Cost

$142

Median Home Value

$308,700

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$308,700
Personal Property (C)$154,350
Liability (E)$300,000
Deductible$3,087

Cost Context

Homeownership Rate69.9%
Median Income$77,877
Property Tax Rate0.8%
Population96,692

About Insurance in Franklin County

Homeowner insurance in Franklin County, Washington costs an estimated $1,698 per year for a median-value home of $308,700. This represents approximately 2.2% of the median household income of $77,877.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.