Homeowner Insurance Costs in Grays Harbor County, WA

How much does homeowner insurance cost in Grays Harbor County? Here's what to expect.

Est. Annual Premium

$1,374

Monthly Cost

$115

Median Home Value

$249,900

% of Income

2.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$249,900
Personal Property (C)$124,950
Liability (E)$300,000
Deductible$2,499

Cost Context

Homeownership Rate71.2%
Median Income$59,105
Property Tax Rate0.9%
Population75,672

About Insurance in Grays Harbor County

Homeowner insurance in Grays Harbor County, Washington costs an estimated $1,374 per year for a median-value home of $249,900. This represents approximately 2.3% of the median household income of $59,105.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.

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