Homeowner Insurance Costs in Jefferson County, WA

How much does homeowner insurance cost in Jefferson County? Here's what to expect.

Est. Annual Premium

$2,471

Monthly Cost

$206

Median Home Value

$449,300

% of Income

3.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$449,300
Personal Property (C)$224,650
Liability (E)$300,000
Deductible$4,493

Cost Context

Homeownership Rate80.4%
Median Income$64,796
Property Tax Rate0.8%
Population33,006

About Insurance in Jefferson County

Homeowner insurance in Jefferson County, Washington costs an estimated $2,471 per year for a median-value home of $449,300. This represents approximately 3.8% of the median household income of $64,796.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.