Homeowner Insurance Costs in Lewis County, WA

How much does homeowner insurance cost in Lewis County? Here's what to expect.

Est. Annual Premium

$1,686

Monthly Cost

$141

Median Home Value

$306,600

% of Income

2.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$306,600
Personal Property (C)$153,300
Liability (E)$300,000
Deductible$3,066

Cost Context

Homeownership Rate72.9%
Median Income$67,247
Property Tax Rate0.8%
Population82,663

About Insurance in Lewis County

Homeowner insurance in Lewis County, Washington costs an estimated $1,686 per year for a median-value home of $306,600. This represents approximately 2.5% of the median household income of $67,247.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.