Homeowner Insurance Costs in San Juan County, WA

How much does homeowner insurance cost in San Juan County? Here's what to expect.

Est. Annual Premium

$3,705

Monthly Cost

$309

Median Home Value

$673,700

% of Income

4.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$673,700
Personal Property (C)$336,850
Liability (E)$300,000
Deductible$6,737

Cost Context

Homeownership Rate77.5%
Median Income$76,745
Property Tax Rate0.6%
Population18,001

About Insurance in San Juan County

Homeowner insurance in San Juan County, Washington costs an estimated $3,705 per year for a median-value home of $673,700. This represents approximately 4.8% of the median household income of $76,745.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.