Homeowner Insurance Costs in Stevens County, WA

How much does homeowner insurance cost in Stevens County? Here's what to expect.

Est. Annual Premium

$1,525

Monthly Cost

$127

Median Home Value

$277,300

% of Income

2.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$277,300
Personal Property (C)$138,650
Liability (E)$300,000
Deductible$2,773

Cost Context

Homeownership Rate79.7%
Median Income$62,381
Property Tax Rate0.7%
Population46,774

About Insurance in Stevens County

Homeowner insurance in Stevens County, Washington costs an estimated $1,525 per year for a median-value home of $277,300. This represents approximately 2.4% of the median household income of $62,381.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.