Homeowner Insurance Costs in Gilmer County, WV
How much does homeowner insurance cost in Gilmer County? Here's what to expect.
Est. Annual Premium
$494
Monthly Cost
$41
Median Home Value
$89,800
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$89,800
Personal Property (C)$44,900
Liability (E)$300,000
Deductible$898
Cost Context
Homeownership Rate74.3%
Median Income$51,552
Property Tax Rate0.5%
Population7,444
About Insurance in Gilmer County
Homeowner insurance in Gilmer County, West Virginia costs an estimated $494 per year for a median-value home of $89,800. This represents approximately 1% of the median household income of $51,552.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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