Homeowner Insurance Costs in Hampshire County, WV

How much does homeowner insurance cost in Hampshire County? Here's what to expect.

Est. Annual Premium

$1,016

Monthly Cost

$85

Median Home Value

$184,800

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$184,800
Personal Property (C)$92,400
Liability (E)$300,000
Deductible$1,848

Cost Context

Homeownership Rate81.3%
Median Income$55,222
Property Tax Rate0.4%
Population23,275

About Insurance in Hampshire County

Homeowner insurance in Hampshire County, West Virginia costs an estimated $1,016 per year for a median-value home of $184,800. This represents approximately 1.8% of the median household income of $55,222.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in West Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.