Homeowner Insurance Costs in Lewis County, WV

How much does homeowner insurance cost in Lewis County? Here's what to expect.

Est. Annual Premium

$738

Monthly Cost

$62

Median Home Value

$134,100

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$134,100
Personal Property (C)$67,050
Liability (E)$300,000
Deductible$1,341

Cost Context

Homeownership Rate72.7%
Median Income$50,552
Property Tax Rate0.5%
Population16,920

About Insurance in Lewis County

Homeowner insurance in Lewis County, West Virginia costs an estimated $738 per year for a median-value home of $134,100. This represents approximately 1.5% of the median household income of $50,552.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in West Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.