Homeowner Insurance Costs in Randolph County, WV

How much does homeowner insurance cost in Randolph County? Here's what to expect.

Est. Annual Premium

$708

Monthly Cost

$59

Median Home Value

$128,700

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$128,700
Personal Property (C)$64,350
Liability (E)$300,000
Deductible$1,287

Cost Context

Homeownership Rate74.4%
Median Income$51,186
Property Tax Rate0.4%
Population28,005

About Insurance in Randolph County

Homeowner insurance in Randolph County, West Virginia costs an estimated $708 per year for a median-value home of $128,700. This represents approximately 1.4% of the median household income of $51,186.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in West Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.