Homeowner Insurance Costs in Coconino County, AZ

How much does homeowner insurance cost in Coconino County? Here's what to expect.

Est. Annual Premium

$2,087

Monthly Cost

$174

Median Home Value

$379,400

% of Income

3.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$379,400
Personal Property (C)$189,700
Liability (E)$300,000
Deductible$3,794

Cost Context

Homeownership Rate59.1%
Median Income$67,266
Property Tax Rate0.5%
Population144,705

About Insurance in Coconino County

Homeowner insurance in Coconino County, Arizona costs an estimated $2,087 per year for a median-value home of $379,400. This represents approximately 3.1% of the median household income of $67,266.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Arizona

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.