Homeowner Insurance Costs in Pinal County, AZ

How much does homeowner insurance cost in Pinal County? Here's what to expect.

Est. Annual Premium

$1,479

Monthly Cost

$123

Median Home Value

$268,900

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$268,900
Personal Property (C)$134,450
Liability (E)$300,000
Deductible$2,689

Cost Context

Homeownership Rate79.6%
Median Income$73,313
Property Tax Rate0.6%
Population433,338

About Insurance in Pinal County

Homeowner insurance in Pinal County, Arizona costs an estimated $1,479 per year for a median-value home of $268,900. This represents approximately 2% of the median household income of $73,313.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Arizona

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.