Homeowner Insurance Costs in Pima County, AZ
How much does homeowner insurance cost in Pima County? Here's what to expect.
Est. Annual Premium
$1,421
Monthly Cost
$118
Median Home Value
$258,300
% of Income
2.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$258,300
Personal Property (C)$129,150
Liability (E)$300,000
Deductible$2,583
Cost Context
Homeownership Rate64.1%
Median Income$64,323
Property Tax Rate0.8%
Population1,042,393
About Insurance in Pima County
Homeowner insurance in Pima County, Arizona costs an estimated $1,421 per year for a median-value home of $258,300. This represents approximately 2.2% of the median household income of $64,323.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis