Homeowner Insurance Costs in Yavapai County, AZ

How much does homeowner insurance cost in Yavapai County? Here's what to expect.

Est. Annual Premium

$1,949

Monthly Cost

$162

Median Home Value

$354,300

% of Income

3.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$354,300
Personal Property (C)$177,150
Liability (E)$300,000
Deductible$3,543

Cost Context

Homeownership Rate73.1%
Median Income$62,430
Property Tax Rate0.5%
Population237,830

About Insurance in Yavapai County

Homeowner insurance in Yavapai County, Arizona costs an estimated $1,949 per year for a median-value home of $354,300. This represents approximately 3.1% of the median household income of $62,430.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Arizona

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.