Homeowner Insurance Costs in Adams County, ID
How much does homeowner insurance cost in Adams County? Here's what to expect.
Est. Annual Premium
$1,564
Monthly Cost
$130
Median Home Value
$284,300
% of Income
2.8%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$284,300
Personal Property (C)$142,150
Liability (E)$300,000
Deductible$2,843
Cost Context
Homeownership Rate83.8%
Median Income$55,891
Property Tax Rate0.4%
Population4,464
About Insurance in Adams County
Homeowner insurance in Adams County, Idaho costs an estimated $1,564 per year for a median-value home of $284,300. This represents approximately 2.8% of the median household income of $55,891.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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