Homeowner Insurance Costs in Benewah County, ID

How much does homeowner insurance cost in Benewah County? Here's what to expect.

Est. Annual Premium

$1,329

Monthly Cost

$111

Median Home Value

$241,700

% of Income

2.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$241,700
Personal Property (C)$120,850
Liability (E)$300,000
Deductible$2,417

Cost Context

Homeownership Rate73.7%
Median Income$54,191
Property Tax Rate0.6%
Population9,731

About Insurance in Benewah County

Homeowner insurance in Benewah County, Idaho costs an estimated $1,329 per year for a median-value home of $241,700. This represents approximately 2.5% of the median household income of $54,191.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Idaho

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.