Homeowner Insurance Costs in Boundary County, ID
How much does homeowner insurance cost in Boundary County? Here's what to expect.
Est. Annual Premium
$1,752
Monthly Cost
$146
Median Home Value
$318,600
% of Income
3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$318,600
Personal Property (C)$159,300
Liability (E)$300,000
Deductible$3,186
Cost Context
Homeownership Rate77.5%
Median Income$58,810
Property Tax Rate0.4%
Population12,335
About Insurance in Boundary County
Homeowner insurance in Boundary County, Idaho costs an estimated $1,752 per year for a median-value home of $318,600. This represents approximately 3% of the median household income of $58,810.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis