Homeowner Insurance Costs in Butte County, ID
How much does homeowner insurance cost in Butte County? Here's what to expect.
Est. Annual Premium
$1,071
Monthly Cost
$89
Median Home Value
$194,700
% of Income
2.9%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$194,700
Personal Property (C)$97,350
Liability (E)$300,000
Deductible$1,947
Cost Context
Homeownership Rate78.9%
Median Income$37,358
Property Tax Rate0.5%
Population2,605
About Insurance in Butte County
Homeowner insurance in Butte County, Idaho costs an estimated $1,071 per year for a median-value home of $194,700. This represents approximately 2.9% of the median household income of $37,358.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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