Homeowner Insurance Costs in Caribou County, ID

How much does homeowner insurance cost in Caribou County? Here's what to expect.

Est. Annual Premium

$1,124

Monthly Cost

$94

Median Home Value

$204,400

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$204,400
Personal Property (C)$102,200
Liability (E)$300,000
Deductible$2,044

Cost Context

Homeownership Rate77.8%
Median Income$65,380
Property Tax Rate0.7%
Population7,058

About Insurance in Caribou County

Homeowner insurance in Caribou County, Idaho costs an estimated $1,124 per year for a median-value home of $204,400. This represents approximately 1.7% of the median household income of $65,380.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Idaho

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.