Homeowner Insurance Costs in Clark County, ID
How much does homeowner insurance cost in Clark County? Here's what to expect.
Est. Annual Premium
$949
Monthly Cost
$79
Median Home Value
$172,500
% of Income
1.8%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$172,500
Personal Property (C)$86,250
Liability (E)$300,000
Deductible$1,725
Cost Context
Homeownership Rate70.5%
Median Income$53,500
Property Tax Rate0.4%
Population756
About Insurance in Clark County
Homeowner insurance in Clark County, Idaho costs an estimated $949 per year for a median-value home of $172,500. This represents approximately 1.8% of the median household income of $53,500.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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