Homeowner Insurance Costs in Elmore County, ID
How much does homeowner insurance cost in Elmore County? Here's what to expect.
Est. Annual Premium
$1,294
Monthly Cost
$108
Median Home Value
$235,200
% of Income
2.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$235,200
Personal Property (C)$117,600
Liability (E)$300,000
Deductible$2,352
Cost Context
Homeownership Rate62.5%
Median Income$55,000
Property Tax Rate0.6%
Population28,752
About Insurance in Elmore County
Homeowner insurance in Elmore County, Idaho costs an estimated $1,294 per year for a median-value home of $235,200. This represents approximately 2.4% of the median household income of $55,000.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis