Homeowner Insurance Costs in Fremont County, ID

How much does homeowner insurance cost in Fremont County? Here's what to expect.

Est. Annual Premium

$1,340

Monthly Cost

$112

Median Home Value

$243,700

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$243,700
Personal Property (C)$121,850
Liability (E)$300,000
Deductible$2,437

Cost Context

Homeownership Rate83.9%
Median Income$67,015
Property Tax Rate0.5%
Population13,519

About Insurance in Fremont County

Homeowner insurance in Fremont County, Idaho costs an estimated $1,340 per year for a median-value home of $243,700. This represents approximately 2% of the median household income of $67,015.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Idaho

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.