Homeowner Insurance Costs in Idaho County, ID
How much does homeowner insurance cost in Idaho County? Here's what to expect.
Est. Annual Premium
$1,424
Monthly Cost
$119
Median Home Value
$258,900
% of Income
2.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$258,900
Personal Property (C)$129,450
Liability (E)$300,000
Deductible$2,589
Cost Context
Homeownership Rate78.3%
Median Income$54,745
Property Tax Rate0.4%
Population16,787
About Insurance in Idaho County
Homeowner insurance in Idaho County, Idaho costs an estimated $1,424 per year for a median-value home of $258,900. This represents approximately 2.6% of the median household income of $54,745.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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