Homeowner Insurance Costs in Jefferson County, ID

How much does homeowner insurance cost in Jefferson County? Here's what to expect.

Est. Annual Premium

$1,566

Monthly Cost

$131

Median Home Value

$284,700

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$284,700
Personal Property (C)$142,350
Liability (E)$300,000
Deductible$2,847

Cost Context

Homeownership Rate82.4%
Median Income$77,491
Property Tax Rate0.6%
Population31,383

About Insurance in Jefferson County

Homeowner insurance in Jefferson County, Idaho costs an estimated $1,566 per year for a median-value home of $284,700. This represents approximately 2% of the median household income of $77,491.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Idaho

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.