Homeowner Insurance Costs in Jerome County, ID

How much does homeowner insurance cost in Jerome County? Here's what to expect.

Est. Annual Premium

$1,289

Monthly Cost

$107

Median Home Value

$234,300

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$234,300
Personal Property (C)$117,150
Liability (E)$300,000
Deductible$2,343

Cost Context

Homeownership Rate73.0%
Median Income$67,347
Property Tax Rate0.6%
Population24,474

About Insurance in Jerome County

Homeowner insurance in Jerome County, Idaho costs an estimated $1,289 per year for a median-value home of $234,300. This represents approximately 1.9% of the median household income of $67,347.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Idaho

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.