Homeowner Insurance Costs in Latah County, ID
How much does homeowner insurance cost in Latah County? Here's what to expect.
Est. Annual Premium
$1,701
Monthly Cost
$142
Median Home Value
$309,300
% of Income
2.7%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$309,300
Personal Property (C)$154,650
Liability (E)$300,000
Deductible$3,093
Cost Context
Homeownership Rate59.9%
Median Income$62,258
Property Tax Rate0.7%
Population39,872
About Insurance in Latah County
Homeowner insurance in Latah County, Idaho costs an estimated $1,701 per year for a median-value home of $309,300. This represents approximately 2.7% of the median household income of $62,258.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis