Homeowner Insurance Costs in Lewis County, ID
How much does homeowner insurance cost in Lewis County? Here's what to expect.
Est. Annual Premium
$1,016
Monthly Cost
$85
Median Home Value
$184,800
% of Income
2.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$184,800
Personal Property (C)$92,400
Liability (E)$300,000
Deductible$1,848
Cost Context
Homeownership Rate73.4%
Median Income$46,484
Property Tax Rate0.7%
Population3,630
About Insurance in Lewis County
Homeowner insurance in Lewis County, Idaho costs an estimated $1,016 per year for a median-value home of $184,800. This represents approximately 2.2% of the median household income of $46,484.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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