Homeowner Insurance Costs in Oneida County, ID
How much does homeowner insurance cost in Oneida County? Here's what to expect.
Est. Annual Premium
$1,243
Monthly Cost
$104
Median Home Value
$226,000
% of Income
1.8%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$226,000
Personal Property (C)$113,000
Liability (E)$300,000
Deductible$2,260
Cost Context
Homeownership Rate88.2%
Median Income$67,383
Property Tax Rate0.5%
Population4,572
About Insurance in Oneida County
Homeowner insurance in Oneida County, Idaho costs an estimated $1,243 per year for a median-value home of $226,000. This represents approximately 1.8% of the median household income of $67,383.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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