Homeowner Insurance Costs in Shoshone County, ID

How much does homeowner insurance cost in Shoshone County? Here's what to expect.

Est. Annual Premium

$1,008

Monthly Cost

$84

Median Home Value

$183,200

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$183,200
Personal Property (C)$91,600
Liability (E)$300,000
Deductible$1,832

Cost Context

Homeownership Rate73.0%
Median Income$44,807
Property Tax Rate0.7%
Population13,399

About Insurance in Shoshone County

Homeowner insurance in Shoshone County, Idaho costs an estimated $1,008 per year for a median-value home of $183,200. This represents approximately 2.2% of the median household income of $44,807.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Idaho

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.