Homeowner Insurance Costs in Valley County, ID
How much does homeowner insurance cost in Valley County? Here's what to expect.
Est. Annual Premium
$2,591
Monthly Cost
$216
Median Home Value
$471,000
% of Income
3.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$471,000
Personal Property (C)$235,500
Liability (E)$300,000
Deductible$4,710
Cost Context
Homeownership Rate84.7%
Median Income$72,878
Property Tax Rate0.4%
Population11,830
About Insurance in Valley County
Homeowner insurance in Valley County, Idaho costs an estimated $2,591 per year for a median-value home of $471,000. This represents approximately 3.6% of the median household income of $72,878.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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