Homeowner Insurance Costs in Washington County, ID

How much does homeowner insurance cost in Washington County? Here's what to expect.

Est. Annual Premium

$1,166

Monthly Cost

$97

Median Home Value

$212,000

% of Income

2.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$212,000
Personal Property (C)$106,000
Liability (E)$300,000
Deductible$2,120

Cost Context

Homeownership Rate71.8%
Median Income$50,046
Property Tax Rate0.6%
Population10,612

About Insurance in Washington County

Homeowner insurance in Washington County, Idaho costs an estimated $1,166 per year for a median-value home of $212,000. This represents approximately 2.3% of the median household income of $50,046.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Idaho

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.