Homeowner Insurance Costs in Buffalo County, NE

How much does homeowner insurance cost in Buffalo County? Here's what to expect.

Est. Annual Premium

$1,202

Monthly Cost

$100

Median Home Value

$218,600

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$218,600
Personal Property (C)$109,300
Liability (E)$300,000
Deductible$2,186

Cost Context

Homeownership Rate66.3%
Median Income$70,093
Property Tax Rate1.5%
Population50,103

About Insurance in Buffalo County

Homeowner insurance in Buffalo County, Nebraska costs an estimated $1,202 per year for a median-value home of $218,600. This represents approximately 1.7% of the median household income of $70,093.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Nebraska

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.