Homeowner Insurance Costs in Madison County, NE

How much does homeowner insurance cost in Madison County? Here's what to expect.

Est. Annual Premium

$1,029

Monthly Cost

$86

Median Home Value

$187,100

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$187,100
Personal Property (C)$93,550
Liability (E)$300,000
Deductible$1,871

Cost Context

Homeownership Rate66.6%
Median Income$61,139
Property Tax Rate1.4%
Population35,538

About Insurance in Madison County

Homeowner insurance in Madison County, Nebraska costs an estimated $1,029 per year for a median-value home of $187,100. This represents approximately 1.7% of the median household income of $61,139.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Nebraska

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.