Homeowner Insurance Costs in Lancaster County, NE

How much does homeowner insurance cost in Lancaster County? Here's what to expect.

Est. Annual Premium

$1,319

Monthly Cost

$110

Median Home Value

$239,900

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$239,900
Personal Property (C)$119,950
Liability (E)$300,000
Deductible$2,399

Cost Context

Homeownership Rate59.3%
Median Income$70,387
Property Tax Rate1.6%
Population322,063

About Insurance in Lancaster County

Homeowner insurance in Lancaster County, Nebraska costs an estimated $1,319 per year for a median-value home of $239,900. This represents approximately 1.9% of the median household income of $70,387.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Nebraska

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.