Homeowner Insurance Costs in Lincoln County, NE

How much does homeowner insurance cost in Lincoln County? Here's what to expect.

Est. Annual Premium

$923

Monthly Cost

$77

Median Home Value

$167,900

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$167,900
Personal Property (C)$83,950
Liability (E)$300,000
Deductible$1,679

Cost Context

Homeownership Rate67.0%
Median Income$63,019
Property Tax Rate1.6%
Population34,532

About Insurance in Lincoln County

Homeowner insurance in Lincoln County, Nebraska costs an estimated $923 per year for a median-value home of $167,900. This represents approximately 1.5% of the median household income of $63,019.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Nebraska

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.