Homeowner Insurance Costs in Clay County, NE
How much does homeowner insurance cost in Clay County? Here's what to expect.
Est. Annual Premium
$713
Monthly Cost
$59
Median Home Value
$129,600
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$129,600
Personal Property (C)$64,800
Liability (E)$300,000
Deductible$1,296
Cost Context
Homeownership Rate80.4%
Median Income$73,933
Property Tax Rate1.4%
Population6,088
About Insurance in Clay County
Homeowner insurance in Clay County, Nebraska costs an estimated $713 per year for a median-value home of $129,600. This represents approximately 1% of the median household income of $73,933.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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