Homeowner Insurance Costs in Kearney County, NE

How much does homeowner insurance cost in Kearney County? Here's what to expect.

Est. Annual Premium

$1,118

Monthly Cost

$93

Median Home Value

$203,200

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$203,200
Personal Property (C)$101,600
Liability (E)$300,000
Deductible$2,032

Cost Context

Homeownership Rate77.0%
Median Income$74,276
Property Tax Rate1.3%
Population6,655

About Insurance in Kearney County

Homeowner insurance in Kearney County, Nebraska costs an estimated $1,118 per year for a median-value home of $203,200. This represents approximately 1.5% of the median household income of $74,276.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Nebraska

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.