Homeowner Insurance Costs in Richardson County, NE
How much does homeowner insurance cost in Richardson County? Here's what to expect.
Est. Annual Premium
$492
Monthly Cost
$41
Median Home Value
$89,500
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$89,500
Personal Property (C)$44,750
Liability (E)$300,000
Deductible$895
Cost Context
Homeownership Rate73.6%
Median Income$50,321
Property Tax Rate1.3%
Population7,850
About Insurance in Richardson County
Homeowner insurance in Richardson County, Nebraska costs an estimated $492 per year for a median-value home of $89,500. This represents approximately 1% of the median household income of $50,321.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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