Homeowner Insurance Costs in Rock County, NE

How much does homeowner insurance cost in Rock County? Here's what to expect.

Est. Annual Premium

$480

Monthly Cost

$40

Median Home Value

$87,300

% of Income

0.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$87,300
Personal Property (C)$43,650
Liability (E)$300,000
Deductible$873

Cost Context

Homeownership Rate77.3%
Median Income$57,566
Property Tax Rate1.1%
Population1,312

About Insurance in Rock County

Homeowner insurance in Rock County, Nebraska costs an estimated $480 per year for a median-value home of $87,300. This represents approximately 0.8% of the median household income of $57,566.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Nebraska

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.