Homeowner Insurance Costs in Thomas County, NE
How much does homeowner insurance cost in Thomas County? Here's what to expect.
Est. Annual Premium
$773
Monthly Cost
$64
Median Home Value
$140,600
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$140,600
Personal Property (C)$70,300
Liability (E)$300,000
Deductible$1,406
Cost Context
Homeownership Rate67.6%
Median Income$70,069
Property Tax Rate0.9%
Population592
About Insurance in Thomas County
Homeowner insurance in Thomas County, Nebraska costs an estimated $773 per year for a median-value home of $140,600. This represents approximately 1.1% of the median household income of $70,069.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis