Homeowner Insurance Costs in Allen County, OH

How much does homeowner insurance cost in Allen County? Here's what to expect.

Est. Annual Premium

$809

Monthly Cost

$67

Median Home Value

$147,000

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$147,000
Personal Property (C)$73,500
Liability (E)$300,000
Deductible$1,470

Cost Context

Homeownership Rate67.5%
Median Income$58,976
Property Tax Rate1.1%
Population102,087

About Insurance in Allen County

Homeowner insurance in Allen County, Ohio costs an estimated $809 per year for a median-value home of $147,000. This represents approximately 1.4% of the median household income of $58,976.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Ohio

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.