Homeowner Insurance Costs in Lucas County, OH
How much does homeowner insurance cost in Lucas County? Here's what to expect.
Est. Annual Premium
$793
Monthly Cost
$66
Median Home Value
$144,200
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$144,200
Personal Property (C)$72,100
Liability (E)$300,000
Deductible$1,442
Cost Context
Homeownership Rate61.5%
Median Income$57,265
Property Tax Rate1.8%
Population430,014
About Insurance in Lucas County
Homeowner insurance in Lucas County, Ohio costs an estimated $793 per year for a median-value home of $144,200. This represents approximately 1.4% of the median household income of $57,265.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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